I desperately need a student loan but i dont think I have enough credit nor do I have a co-signer. Where can I get approved for a loan without these things?
Student loans without co-signers?
getting a student loan is a good way to start your line of credit. after graduating, you begin to pay off your loan. your payment history will help you to establish credit. all you need to do is go to your schools financial aid office..then you have to fill out a FAFSA where you will tell them what kind of financial aid you are interested in. They will let you know what types of financial aid you can receive.
Student loans without co-signers?
Student loans usually get approved w/ out them. Your school should give you a list of them for you to choose, contact your schools finance department.
Student loans without co-signers?
I Don't know! I am right there with you!! It is beyond frustrating, but scholarships are an option -- go to www.fastweb.com for more info on them.
Student loans without co-signers?
I would agree with the above suggestion, but I would like to add a very strong warning against private student loans through places like Wells Fargo because you will easily pay 3 times the amount of the loan in interest. I would take this seriously as my fiance took a $12,000 loan out and after interest (only if we don't pay it down beforehand) the total payments will amount to $52,000. Obviously we are paying this down before that happens, but be careful. Without a co-signer and insufficient/poor credit you may get approved, but the interest rate could be sky-high.
Side note: They told us the rate would be 9.75% (I know, high) but failed to initially mention that was in addition to whatever the prime rate is.
Student loans without co-signers?
Talk to your schools financial aid office. They can help you get loans. Students do not need a co-signer to get a loan. Do not take a loan that wants one, it is not a student loan and does not have to abide by the rules of student loans (such as no payments while in school).
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