Can I get student loans if my co-signer had declared bankruptcy?

I need student loans, the federal ones are not enough and the %26quot;free%26quot; money is not enough (grants) so I need a loan to cover college. If my co-signer has declared bankruptcy will it matter? My parent already got denied a student loan for 4k so I know I can't go there. Help! That person is my last hope. And what lender would be best to shoot for?

They need to make this easier, no wonder poverty is on the rise if one cannot get a college education because the cost of education is too darn high and the government doesn't care to help people! Receptionist positions require college education here too! It's crazy.

Can I get student loans if my co-signer had declared bankruptcy?

This question does not have a simple answer. However, there are things to consider here. How long ago was the bankruptcy? Was it a charge-off or did the person repay the lenders? What state was it in? What was the amount of the bankruptcy? Has the borrower had any credit history since? What is their credit score? If the borrower has since applied for and received credit, this may not be a big issue. If not, well, you're up for rejection. Anyone can obtain a free copy of their credit history/score from their local credit bureau if they have been denied credit in the past 60 (?) days. All you have to do is take a copy of the denial letter to them and they must provide one to you. Also, a lender who has denied you credit must provide the information that they based their decision on to you within a short period of time after denial if you so request it. Everyone has different criteria for lending money. If you contact a potential lender before you apply, they will provide you with their criteria ahead of time. Know your information before you apply. This will save you grief later. As for who is the best lender? Look around and ask friends. If you can get a Stafford Loan, you will be better off. That is a federally operated loan. Your interest will be less, and repayment will be easier. The best to you in your efforts. Look for scholarshilps on the web and ask around the area where you live. Sometimes corporations grant scholarships to their employees families exclusively. It's a good way to go and it definately keeps you motivated to maintain the grades.

Can I get student loans if my co-signer had declared bankruptcy?

You MIGHT be able to, but its really up to the loan officer. I had to give up an arm and a leg to get my loan, with a cosigner who was fine. there's lots of places that hand out loans, whatever you do, do NOT get the Bank Of America Education Maximizer. I have it, im stuck with it, it sucks. Their interest goes up like crazy and they make you pay while you're in school.

So i say, give it a shot, and maybe there's a chance you can get that loan. It really depends on the person you go to, sometimes you get someone willing to help, other times you just get some real jerk.

Can I get student loans if my co-signer had declared bankruptcy?

I've had my share of problems with my student loan. What I did was go to this site and fill out the form. They helped me lower my monthly payment, and now it's not the burden that it used to be.