I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors De

would like to go back to school for Dental Hygiene. That would be another $20,000 - $25,000 in student loans. I would be able to borrow some from the federal loans but I would need to take out a private student loan as well. Is this a good idea?

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Private student loans are never a good idea. Substandard fees, higher interest rates... i could go on and on.

You have a bachelor's degree already. Work full time and save your money to pay for the dental hygiene program as you go if you must. You'll never be able to afford those loan payments of... lets see.. 15+16+25= $560 dollars a month with a career in dental hygiene.

Other options to consider:

1. 25K for dental hygiene is way too much. You must be looking at a private for profit school. Consider a community college... much cheaper.

2. If you really like teeth... why not Dentist? Just a thought.

3. You can get a Master's in a field if you really want to go back to school. You'll be eligible for federal student loans and you wont be going backwards in your educational goals. (dental hygiene is below bachelors). Masters degree doesn't have to be same as your bachelors degree.

Good Luck.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Sounds to me like you need to get a job and start paying down your debt.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Yes. Student loan interest is tax deductible and tuition may be tax deductible as well. If your passion is to be a dental hygienist, go for it, but if not-a masters degree in just about anything might be a better investment as well as a better thing to have for any future career. as a matter of fact, i'm not sure that the hyg. track would have the same tax benefits as a masters degree program...but don't let student loans hold you back. you don't really have that much debt at all, and once a career kicks in, you can chip away at it...go for it.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

It's not a bad idea. Your student loans will be deferred while you're in school. You can always work while going to school and start paying off the portion of loans acruing the highest interest rate. You should also look into grants and scholarships. Many students who go onto graduate degrees will have loans in excess of 100,000. So you're not in too bad of shape right now.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

that's fine. it's your education and totally worth the money. good luck!

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.

http://best-loans.awardspace.com/student...

Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.