Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

I owe around $20,000 dollars in student loans right now. I am wondering if there is any type of loan that offers to consolidate my current student loans, plus give extra on top of that? In other words i am looking for the original $20,000 plus an additional $14,000 (to cover miscillaneous expenses when moving out.) I plan to work full time after i graduate. but i do not have a full time job right now. Any advice would help.. thank you.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

When I was in college, student loans didn't start accruing interest until after graduation and you got 10 years to pay them off. Plus you didn't have to make payments until 6 months after you graduated. Since then some of the tax laws have changed. I think your best approach is to talk to an accountant. $34K is a lot of money to be on the hook for and I doubt you can get 10 years to pay that back unless it is secured by an asset like a house. And if you do have a house you're going to need enough equity to cash out.

The fact you are still in school (and I assume unemployed) makes getting a loan very, very difficult.

Debt is a *****. Take what you have, look at your income, look at what your payments are/will be and see if you can fit it all into a monthly budget so you don't default and can still have cash flow at the end of the month. Make the budget fit your income and not the other way around.

But to your other comment... $14K to cover moving expenses? HAHAHAHA! I don't think so.

Go see a financial professional and remember cash is king.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

There is some advice here.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

Oh ok I got this for you...

Better check on this... Im pretty sure you'll discover something...

http://www.cashadvancecrib.com

Where can I find debt consolidation for "private" student loans?

I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is not considered %26quot;secured%26quot; debt. My interest rates on these loans are over 20% making my monthly payments total $700. Because I have credit problems in the past I am considered a %26quot;high risk%26quot; thus unable to get the banks to reduce my interest rate.

Does anyone know of an agency that is willing to help people with %26quot;private%26quot; student loan debt? I am looking for some type of debt consolidation that would reduce my interest rate and lower my monthly payment. Please keep in mind these are private student loans not government loans. Thanks in advance!

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Credit card debt is not secured debt either. I don't know what difference it makes.

You are paying for your past bad behavior. You can keep shopping around and see if you can find a lender who's willing to let you borrow at less than 20%.

You might have to struggle for a few years on a very tight budget until you get matters under control. Congress expanded the types of student debt that cannot be discharged in bankruptcy. I don't know if yours falls into that category, but it is getting very difficult to walk away from student debt.

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Get valuable tips on debt consolidation from http://moneymentor.cashmatter.... . It's a very useful website. Report It

Where can I find debt consolidation for %26quot;private%26quot; student loans?

There we go: http://students-loans-consolidations.com...

Good luck !

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Many people throughout the world are facing financial problems either due to illness, divorce or job loss. To tide over it, many resort to taking loans. While taking loans, they ignore the fact that repayment is also similarly important issue that should be dealt with beforehand. This leads to vicious debts cycle.

If you are thinking your situation is difficult to cope, remember there is a solution for it. You simply have to follow effective steps and focus on your chosen goal. Today there are credit card debt consolidation loans that solve all your problems. Credit card debt consolidation loans will not only bail you out of ............

How may student loans can you have? any bad credit ones besides stafford loans? help?

I NEED AN ADDITIONAL STUDENT LOAN TO PAY FOR OTHER COLLEGE EXPENSES, BUT MY CREDIT ISN'T THE BEST AND I HAVE NO CO-SIGNER AVAILABLE. MY SCHOOL IS A BEAUTY COLLEGE AND ISN'T IN MOST OF THE LISTING WHEN YOU TRY TO APPLY(ALTHOUGH IT WAS THERE ON THE FAFSA APP.) I NEED HELP WITH TRANSPORTATION AND OTHE SCHOOLING EXPENSES THERE. PLEASE HELP ASAP.

How may student loans can you have? any bad credit ones besides stafford loans? help?

There you go : http://index-go.com/student-loans-financ...

Good luck !

How may student loans can you have? any bad credit ones besides stafford loans? help?

Bad credit is one of the worst problems to have... however there exists a solution.

I will hereby talk from my personal experience.

I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,

if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :

http://umgarticles.atspace.com/debt-cons...

if it helps kindly remember me in your voting!.. cheers!

Outstanding student loans in Nova Scotia.?

Hello,

I would like to know the proper length of time that a outstanding student loan is held against me regarding tax refunds, I have had my outstanding loan since 1991 and still get calls and letters pertaining that the government will not be issuing me a tax refund.

Outstanding student loans in Nova Scotia.?

When the loan is paid in full, they will stop calling you.

If it was a private loan through a bank rather than the old student loan program, you'd be fine. Unfortunately, they know where you live.

Tough luck.

I want to consolidate my student loans that are taken over by a creditor and start making payments?

I had two student loans each about 2,500 dollars each. I have been out of work for 5 years raising my duaghter and haven't been able to afford any kind of payments on the loans. Since then a creditor has taken over. I now owe 8,000 to them. Is there any student loan companies that will take it over and I can make payments to them at a low interest rate. I am now working and would like to start paying on my loans. Thanks

I want to consolidate my student loans that are taken over by a creditor and start making payments?

Besides consolidating loans you should also sign up for those grocery rewards programs that give you education dollars when you shop. These programs can assign the money to exsisting loans.

Where can I find debt consolidation for "private" student loans?

I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is not considered %26quot;secured%26quot; debt. My interest rates on these loans are over 20% making my monthly payments total $700. Because I have credit problems in the past I am considered a %26quot;high risk%26quot; thus unable to get the banks to reduce my interest rate.

Does anyone know of an agency that is willing to help people with %26quot;private%26quot; student loan debt? I am looking for some type of debt consolidation that would reduce my interest rate and lower my monthly payment. Please keep in mind these are private student loans not government loans. Thanks in advance!

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Credit card debt is not secured debt either. I don't know what difference it makes.

You are paying for your past bad behavior. You can keep shopping around and see if you can find a lender who's willing to let you borrow at less than 20%.

You might have to struggle for a few years on a very tight budget until you get matters under control. Congress expanded the types of student debt that cannot be discharged in bankruptcy. I don't know if yours falls into that category, but it is getting very difficult to walk away from student debt.

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Get valuable tips on debt consolidation from http://moneymentor.cashmatter.... . It's a very useful website. Report It

Where can I find debt consolidation for %26quot;private%26quot; student loans?

There we go: http://students-loans-consolidations.com...

Good luck !

Where can I find debt consolidation for %26quot;private%26quot; student loans?

Many people throughout the world are facing financial problems either due to illness, divorce or job loss. To tide over it, many resort to taking loans. While taking loans, they ignore the fact that repayment is also similarly important issue that should be dealt with beforehand. This leads to vicious debts cycle.

If you are thinking your situation is difficult to cope, remember there is a solution for it. You simply have to follow effective steps and focus on your chosen goal. Today there are credit card debt consolidation loans that solve all your problems. Credit card debt consolidation loans will not only bail you out of ............

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors De

would like to go back to school for Dental Hygiene. That would be another $20,000 - $25,000 in student loans. I would be able to borrow some from the federal loans but I would need to take out a private student loan as well. Is this a good idea?

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Private student loans are never a good idea. Substandard fees, higher interest rates... i could go on and on.

You have a bachelor's degree already. Work full time and save your money to pay for the dental hygiene program as you go if you must. You'll never be able to afford those loan payments of... lets see.. 15+16+25= $560 dollars a month with a career in dental hygiene.

Other options to consider:

1. 25K for dental hygiene is way too much. You must be looking at a private for profit school. Consider a community college... much cheaper.

2. If you really like teeth... why not Dentist? Just a thought.

3. You can get a Master's in a field if you really want to go back to school. You'll be eligible for federal student loans and you wont be going backwards in your educational goals. (dental hygiene is below bachelors). Masters degree doesn't have to be same as your bachelors degree.

Good Luck.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Sounds to me like you need to get a job and start paying down your debt.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

Yes. Student loan interest is tax deductible and tuition may be tax deductible as well. If your passion is to be a dental hygienist, go for it, but if not-a masters degree in just about anything might be a better investment as well as a better thing to have for any future career. as a matter of fact, i'm not sure that the hyg. track would have the same tax benefits as a masters degree program...but don't let student loans hold you back. you don't really have that much debt at all, and once a career kicks in, you can chip away at it...go for it.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

It's not a bad idea. Your student loans will be deferred while you're in school. You can always work while going to school and start paying off the portion of loans acruing the highest interest rate. You should also look into grants and scholarships. Many students who go onto graduate degrees will have loans in excess of 100,000. So you're not in too bad of shape right now.

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

that's fine. it's your education and totally worth the money. good luck!

I have $16,000 in Federal Student loans and $15,000 in Private Student loans. I have my Bachelors Degree and?

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.

http://best-loans.awardspace.com/student...

Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.