Getting approved for student loans....?

can you still get approved for student loans even if you have bad credit??

while i was in college i got into bad credit card debt (not unusual) and i'm fixing it right now, but my credit looks pretty scary.

i want to go back to school for another degree and i'm worried i won't get approved.

does it help that i've never been delinquent on any of my current student loan payments??

thanks for any info!

Getting approved for student loans....?

HI Joey322,

Your credit doesnt matter when it comes to student loans..(as long as its a stafford or direct loan)

I work with a company called Student Aid Lending, we do both student loan origination, as well as tudent loan consolidation...

One thing i always suggest when someone went to school, and stopped, and wants to return, is to consolidate all outstanding debts....

The reason i say so is that number one, this will give you a lower fixed rate on the loans you already carry... The loans from your past are all variable rates.. (anything before july 1st 2006)

The federal government now allows you to consolidate all of your loans into a single fixed loan...

My compmay is nationwide, and we are administered by the Department of Education... They regulate the entire process from start to finish...

So, you can get consolidated first (if you arent already) and i can then handle any and all loans you would like to get at that point...

When you have a chance, contact me either by email or phone, and then i can help you through the process..

If you would like, you could also check us out online..

www.studentaidlending.com

Look forward to hearing from you!

Jason Fry

1-800-964-0642 ext. 114

jasonf@studentaidlending.com

Getting approved for student loans....?

Hey There,

I am glad to see that i could help..

Feel free to call or email me at anytime to talk about specifics...

thanks again!

Jason Fry

1-800-964-0642 ext 114 Report It

Getting approved for student loans....?

From my experience, as long as you are not behind or in default on your current loans, you should be able to borrow more money. Keep working on that credit, though! Good luck!

Getting approved for student loans....?

You should be able to get another loan at the bank you got the first one from. Tell them you would like them consolidated and set at a fix rate. Good Luck......

Getting approved for student loans....?

hi, i do this for a living. if you're talking about either a stafford loan or a direct loan, your credit rating is not a determinant factor. as long as you're not in default on a student loan and that you are not over the aggregate, you can receive more loans. if you're talking about an alternative student loan such as an excel, citiassist loan, then your credit history very much is critical in receiving such a loan.