I am going into college next fall, and I need to start looking into student loans. I will only accept a loan if I get no payment or interest until after I graduate. Give me websites, anything
The best student loans?
This is a pretty standard question. Without spending too much time in a financial aid office, there is plenty you can do get the process started.
Start by going to http://www.fafsa.ed.gov/ and filling out the online form for federal student aid. After finding out what you are eligible for in terms of subsidized stafford loans, you can figure out if that is enough to finance your tuition and expenses. In most cases, it isn't. If you find that you need more money then you are offered, you may want to try a private student loan.
The best thing to do is compare the different private lenders out there, which can be done at http://www.finaid.org/loans/privatestude...
Most of the rates are very similar but do a little research and pick one that you think is best. I would suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for whatever you want. The limits are much higher with private student loans, up to $40,000 per year. You can find out more information about a Think loan at http://www.thinkfinancial.com . Good Luck.
The best student loans?
Well, in Canada, you apply for O.S.A.P. You start paying back after six months of leaving college.
The best student loans?
www.fasfa.ed.gov
You can get subsidized and unsubsidized student loans.
Subsidizes student loans are need based and the government pay the interest until you graduate.
Unsubsidized student loans are non-need based and you can get it deferred until after you graduate.
All you student loans can be deferred until 6 months after you graduate.
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