Chase student loans?!?!?!?

choosing a repayment option and wondering what does it mean by %26quot;Full Dereffal%26quot;, %26quot;Immediate Repayment%26quot;, and Interest Only%26quot;? It's for a student loan..and I need to chose one out of those three.

Chase student loans?!?!?!?

i get loans through them all the time and i must say FULL DEFERRAL is BEST!!!!

6 month grace period after graduation or even if you dropped out or the school kicked you out for not meeting their GPA standards...

If you dont take summer semester dont be alarmed and think that Im a have to pay my loans back!!!! NOOOOO YOU DONT. Summer Semester is less than 6 months. So if you want to take a semester out go Ahead!

Trust me all of what your saying is what i was saying a long time ago.

if you have any more questions feel free to ask me I LOVE CHASE!

Hope this helps

Chase student loans?!?!?!?

Full deferral means you don' t pay until after you graduate. Usually there is a 6 month or so grace period after you graduate until you have to start making payments. Immediate repayment means you start paying back immediately in monthly installments and interest only means you pay just the interest while you are in school. You can usually pay more if you want. Make sure you check the interest terms and read the fine print.

If you can afford to, immediate repayment will have you paying less in the long run. Interest only is a good option, too if you can afford to make smaller payments. However, if you are like most college students, full deferral is what gets us through each semester. Yes, it costs more in the long run, but we can't always afford to make monthly payments when we're already trying to live on our own, work and go to school!

Don't forget to check out grants and scholarships, you don't have to pay those back, and fill out your FAFSA (Free Application for Federal Student Aid) every year as soon as you can. (Don't EVER let an organization make you pay to fill it out, it is free, go to http://www.fafsa.ed.gov/ and start there). Also, Federal Stafford loans often have a lower interest rate so you should exhaust that resource first.

Can you help me find a place where i can get a loan i am student at el centro?

www.fafsa.ed.gov

www.ed.gov/finaid.html

good luck...

Can you help me find a place where i can get a loan i am student at el centro?

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.

http://best-loans.awardspace.com/student...

Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.

Can you help me find a place where i can get a loan i am student at el centro?

Hi I am Mrs. Angela Scolari and a frequent reader of the yahoo answers , once I had a problem in finding a legit institute where I could be granted a quick easy and negotiable loan, I was scammed and cheated twice by some internet hoodlum who pose as a real loan lender, it was really a bad experience and now this is my personal crusade to help persons from falling into same hands like I once did, after much try I was advice to contact the mainland trust fund (london based fund organisation) for a loan which I did and am for ever grateful, you can contact them and I want to believe you would also find solar in them. Contact email address: mainlandtrustee@yahoo.co.uk

Regards

Angela Scolari

Can you help me find a place where i can get a loan i am student at el centro?

I don't know where el centro is, but you can try this site...

Guaranteed student loans?

Anybody know of any student loan programs that are not based on need? I'm an adult student, totally independent, but of course don't make enough money to pay for school. Thanks!

Guaranteed student loans?

You can apply for stafford loans or private loans within your school.. go to the Financial Aid office and they should be able to help you out.

Guaranteed student loans?

www.fafsa.ed.gov

Guaranteed student loans?

Once, you complete that fafsa form then you can get student loans, need-based (subsidized) if your eligible and non need-based loan (unsubsidized) ( for the rich people)

Guaranteed student loans?

Aint nothing guarantted, but try Sallie Mae

Guaranteed student loans?

The federal Stafford loan is the most widely used student loan in the country and is not need-based. More info on stafford student loans at http://www.salliemae.com/get_student_loa...

You also want to fill out your FAFSA (www.fafsa.ed.gov) and speak to your financial aid office.

What can i do about my student loans?

Ok let me start by saying I do NOT understand anything about student loans!! Me and my husband both went to school at the same time. We recently filed bankruptcy and was told by our student loan holder that the private loans would be taking off if both the borrower and co-borrower are filing. Well turns out they didn't now I'm getting bills out the rear and I'm not working and we can't afford these. I guess my question is, What can I do? Does anyone have a good consolidaton company? And don't say sallie mae! Sallie mae is telling me my only option is forbarence and I can't consolidate my private loans. I guess I just need some advice from people with experience with this!! HEEEELLLPPP

What can i do about my student loans?

I used American Education Services to consolidate my loans and I have been happy with them.

Just keep calling around and get all the info you can. Also I would contact your bankruptcy attorney to have them handle the loans that were suppose to be taken off.

Hope that helps,

Alicia

Should I consolidate my student loans?

I am starting law school this fall. I have about $25,000 in undergraduate student loans and I know absolutely nothing about finances! My loans are spread among 4 different lenders and people are calling my house everyday telling me that I will get all kinds of benefits if I consolidate. I didn't consolidate when I graduated because the interest rate was high and my loans will go on deferment when I start school. So...the question is, will it really be worth it to consolidate now or are people just trying to sell me a loan? If I do not consolidate now, what are the chances that the interest rate will be lower by the time I graduate law school? Help!

Should I consolidate my student loans?

If you are in deferment, there is not so much of a need to consolidate, especially if you have government guaranteed loans and not personal education loans. But even in deferment, interest is accruing, you just aren't on the hook to pay it, so you should find the lowest fixed rate option you can find.

The interest rate question is a little bit harder because you have to have a view 3 years out. Rates have been rising, but are still reasonable. If there is a wider effect from subprime mortgages and a slow down in the economy, rates may come back down. If the economy gets stronger, rate may increase. Are your loans fixed rate right now? You might not have to worry depending on the specifics of the existing loans.

Should I consolidate my student loans?

If they are government backed loans, you should not be required to make any payments while you are in law school. Until you start making payments, it makes absolutely no difference. When you leave law school, it may be worth consolidating. If you consolidate now, you may lose the option of consolidating after law school. Anyone that thinks they know what rates will be at any time in the future is wrong.

Should I consolidate my student loans?

Try these pages it will definitely help u in solving your problem.

http://lnk.in/4tds

Should I consolidate my student loans?

OK, first of all, even if you consolidate you can still use the deferment when you go back to school, it is your federal right.

Second, You have your loans spread out between four different lenders, when you consolidate that will be one, which helps your credit, less open lines of credit.

Third, no matter what company you consolidate with, your fixed interest rate WILL be the same, it is figured by a federal formula all companies must follow. If anyone tells you other wise, they are lying or misinformed.

Fourth, the main difference between companies are reductions and rebates, but most of them depend on you going into repayment, so those won't matter for you because you will be in deferment, and when you graduate you will want to re-consolidate anyway.

Fifth, there is always a chance that interest rates will go down, but three years ago the variable rate on federal loans was at 2.77%, now they are at 6.62%, and it doesn't look like the rates are going down within the next ten years. But, like I said earlier there is always that chance.

hope that helps

Student loans and tax returns?

My student loan is in forebearance status, can/will the IRS keep my refund.

Student loans and tax returns?

If the Lending agency has you in deferral status, meaning that they are allowing you to not make payments for a period of time, then no your refund will not be kept.

If you have defaulted on the loan by not paying on the loan as agreed then the Lending agency has turned the loan to collections, then yes your refund can and will be offset to pay towards the student loan

Student loans and tax returns?

No, the IRS wont. Being in forebearance status does not affect your income tax refund. The only thing that might change is the amount of student loan interest paid to Sallie Mae that might as a possible deduction.

Student loans and tax returns?

Yes they will and thanks for the repayment says the IRS%26gt;

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

I owe around $20,000 dollars in student loans right now. I am wondering if there is any type of loan that offers to consolidate my current student loans, plus give extra on top of that? In other words i am looking for the original $20,000 plus an additional $14,000 (to cover miscillaneous expenses when moving out.) I plan to work full time after i graduate. but i do not have a full time job right now. Any advice would help.. thank you.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

When I was in college, student loans didn't start accruing interest until after graduation and you got 10 years to pay them off. Plus you didn't have to make payments until 6 months after you graduated. Since then some of the tax laws have changed. I think your best approach is to talk to an accountant. $34K is a lot of money to be on the hook for and I doubt you can get 10 years to pay that back unless it is secured by an asset like a house. And if you do have a house you're going to need enough equity to cash out.

The fact you are still in school (and I assume unemployed) makes getting a loan very, very difficult.

Debt is a *****. Take what you have, look at your income, look at what your payments are/will be and see if you can fit it all into a monthly budget so you don't default and can still have cash flow at the end of the month. Make the budget fit your income and not the other way around.

But to your other comment... $14K to cover moving expenses? HAHAHAHA! I don't think so.

Go see a financial professional and remember cash is king.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

There is some advice here.

Is there such loan that will consolidate my students loans, plus gives extra as a cash advance?

Oh ok I got this for you...

Better check on this... Im pretty sure you'll discover something...

http://www.cashadvancecrib.com