Federal student loans?

federal student loan consolidation

Federal student loans?

I dont get what your question is. Please clarify.

Federal student loans?

You can read about it here:

http://www.studentfinancedomain.com/stud...

Question about student loans, will you help me?

OK, I need to take out private student loans. I'm not employed right now. Which private lenders loan money to unemployeed full time sophmores age 30?

Question about student loans, will you help me?

Maybe you can try below website to get the information you need. It's about student loans articles for your second opinion.

Question about student loans, will you help me?

Lender policies vary from lender to lender. Some might lend to you but their fees and interest rate will be pretty high, some might require a cosigner, and some will say sorry can't help you. I suggest doing a search for student loan lenders and just hitting the sites. Many of them offer a pre-approval process. Put in your information and see how the results come out. You aren't actually borrowing the funds using this process as you haven't signed a promissory note, but it'll give you an idea who will work with you.

How does a college student get a good loan with no cosigner or much credit?

No, Spam Please!!!!....Im 18, and my parents are a complete mess financially. Im trying to pay for school on my own and I spend hours looking for loans but most of them need cosigners and references; Since my parents have horrible credit and associate with people with the same problem, I dont have much of either. This problem is stressing me out and sometimes distracting me from the more important topic: school. Any type of help is appreciated!! And remember Ive heard, seen, and thought about countless solutions.....Thanks

How does a college student get a good loan with no cosigner or much credit?

Try FAFSA, and sometimes states have loan help too. Also, I am not an expert but what about any other of your relatives.

How does a college student get a good loan with no cosigner or much credit?

Have you filed a FAFSA? What about Federal subsidized and unsubsidized loans? Student loans are a good credit risk, as you can't discharge them in a bankrupcy.

How does a college student get a good loan with no cosigner or much credit?

Calm yourself as independent and work!!!

Can i transfer my credit card loans to student loans?

i am currently a student with various student loans, as well as a few thousand dollars in credit card loans. outside of my school, is there any way to get a student loan to cover my current credit card balance? my home institution won't do it, but are there any private creditors that will?

Can i transfer my credit card loans to student loans?

No. You are not allowed to use student loans to pay your credit cards. All loan companies will check with the school to see if you actually need the money for tuition and dorm expenses. If those are all paid for already, no one will give you any money.

Can i transfer my credit card loans to student loans?

I don't think there are any services that will consolidate a student loan with your credit card debt. I have seen where students will take out a bit extra in their loans and pay off their CCs with that, since the student loans are at a cheaper rate, and get even lower when you consolidate them after graduation.

You can find debt management services to help you with the CCs, or even get a line of credit with a bank, the rates will typically be 10% lower than most CCs (that's at a high of 23-26% on the CC). Not great, but it still allows your payment to stretch further when paying off the CC. However, debt management services will do exactly what I state in the paragraphs below, when it comes to repayment. So it might be better for you to try it yourself first.

You have to understand that CCs, much like loan brokers, are looking to make their money first, so your payments up front will spend more going towards the interest payments than the principle. If you can pay over your minimums, you can pay it off that much faster. And if you have several CCs, start with the one that has the most balance on it, and the highest rate, pay it off first, and pay more than the minimum, then move that amount you were paying on the card to the NEXT, once the first card is paid off.

And with your student loans, you can save money on them by taking a graduated payment and consolidating them. However, there are drawbacks to consolidation, you are stuck paying them, you cannot defer or default IIRC.

Check out the links below for more advice on this area. I've read most of her books, she's a great financial person.

Can i transfer my credit card loans to student loans?

if you take out a student loan next semester and use the proceeds to send a payment to your credit card, then the card will be paid. Since loans can be used for living expenses, such as, rent, utilities, fuel, auto maintenence. I used to have friends that took out loans to go on vacation during Spring break.

The thing is, your school will take whatever you owe them first then the rest is for you to use for your expenses. Deposit your balance into your checking account; then write a check for your payment. This eliminates one balance, just don't make it a habit to use credit cards for impulse purchases, that is dangerous whether you are in school or not.

Can i transfer my credit card loans to student loans?

no ... no ..... no.......

Irs and student loans?

I have a question about filling out student loan papers and grant papers. Does the forms I fill out get sent to the IRS? I dont have any loans and this is my first time. I guess I need to know what gets sent if anything to the IRS.

Irs and student loans?

When you apply for student financial assistance information is not sent to the IRS. Your application information is sent to the US Department of Education, your school, and the lender where you are borrowing the funds.

Information is sent to the IRS if you default on your student loan...they can withhold your refund check to pay off the debt.

I have bad credit and student loans...help?

I have bad credit and alot of student loans. I have thought of bankruptcy but that dosn't cover my student loans does anyone know of any banks or credit unions that would give a loan big enough to pay off all of my debt so that I could make just one payment a month. I have tried a credit consolidation place a long time ago and they stole the 700 dollors that I sent to them so I will not do that again and like I said before I won't file for bankruptcy. I don't eat out I don't smoke and I don't drink starbucks. So please don't tell me to live cheap.

I have bad credit and student loans...help?

Now that you've learned your lesson on credit counselors I have a solution that you won't need another loan and will be able to pay back your credit cards and student loans on time. It will even boost your credit scores up. It is:

Start paying all your credit cards and student loans bi-weekly. Just take the minimum payment, lets say $50, split that in half. Now it is $25 then in 2 weeks you pay the other $25. You keep on doing this and you will see your debt shrivel up to zilch in no time. Just make sure you get a seperate calendar and mark it with what you are going to pay off every 2 weeks. When one bill is paid off then take the extra money and use it to pay off the other bills.

To save money is easy too. Make a triangle and start on the lower left hand corner and put down $10. Then from there double the amount each time you go up the triangle. So the next amount would be $20, $40,$80, $160. Let's say $160 is at the top and the other side beginning with the top you put $160, $80, $40,$20, $10. You do this repeatedly and in 3 months you should have $1500 or more depending on what you can afford.

I have bad credit and student loans...help?

http://www.crown.org/

this is a good website also try get some councelling so your creditors know you are trying

I have bad credit and student loans...help?

make payments... it doesnt matter how small. even $5- a week or even a month as long as they're steady, reliable payments..

try to call the companies you owe and make payment arrangements and payment plans but if they wont work with your budget... just keep making those little payments... it will take a long time but at least you will have better credit

I have bad credit and student loans...help?

First, take a step and breathe deeply.

1) If a debt consolidation company stole $700 from you, as you maintain, then you should file a claim in SMALL CLAIMS COURT for breach of contract (assuming you signed one).

Let's be real -- you are too broke too summarily dismiss $700 that was %26quot;stolen%26quot;.

2) Contact the Attorney General of your respective state for next steps. The Attorney General may EVEN intervene on your behalf assuming the act is as egregious as you maintain.

I have gotten $200 back from an unsavory collection agency (THREE years later) AFTER I reported my experience in excruciating detail to my Attorney General. He wrote a follow-up letter to the collection agency on my behalf and the collection agency forwarded me $200.00 to resolve the matter in TWO days (and they even FED-EXED my check!)

3)

a) In regards to debilitating student debt, your best bet is to stop by the Financial Aid Office of your current school or at least your very last school and ask the DIRECTOR of Financial Aid about consolidating student loans and eligibility criteria. There are plenty of college students and alumni whose credit has been jilly-jacked and still need studen loan consolidation --%26gt; this time -- go to your school which is a reputable place ==%26gt; they will send you in the right direction!

b) If your credit is already shot -- and bankruptcy won't remove your current student loan debts, then you lose nothing by asking each and every student loan finance company for a %26quot;workout%26quot; agreement to reduce your monthly debt payment. You may have to sign some new documents outlining your new debt obligations, but it will provide the relief you are looking for.

4) And most importantly, you need to assess WHY exactly you have bad credit and start addressing the very decisions that got you here.

If you have completed college and have %26quot;a lot of student loans%26quot; -- you need to assess why your current employment is not providing adequate income to avoid %26quot;bad credit%26quot; situations. If you have a degree and are single, you should be OK. I didn't say rich, but you should be OK.

Did you choose a career that would garner enough income to cover 1) rent 2) utilities 3) student loans 4) food 5) clothing 6) and auto related expenditures?

If not, then you should seriously consider moonlighting (yes, working 2 jobs) to get out of the debt or at the very least to put a heavy dent in the student loans so you can live with some peace of mind?

If you are thinking, %26quot;I didn't go to college and go into debt to have to work 2 jobs!%26quot;, then you might want to realize that pride is NOT a form of legal tender in America. Sometimes you have to do 'ish you don't like in the short term to get the long-term results you really want.

Hope this helps.

I have bad credit and student loans...help?

There is some useful advice here.

I have bad credit and student loans...help?

Some consolidation services are just a rip-off by design BUT Consumer Credit Counseling (by name with no variations) is a legitimate agency that only wants to help and is totally funded OUTSIDE of your money. Don't be closed minded...You should also NOT pay anything (except student loans or judgments) over 4 years old. They are nonenforceable debts and will lower your credit score by paying them! Contact each creditor with an offer to pay if they will eliminate the interest or reduce the principal so long as you keep the agreement...

I have bad credit and student loans...help?

Read my student loan blog.

I have bad credit and student loans...help?

try this! http://www.jdoqocy.com/click-2059927-103...

Financial Aid- Which Student Loans??

I got a letter in the mail today describing my financial aid that my school will give me. I guess i will need to take out some loans since I do not have the money to pay for it, but all of the loans they provide (Stafford, Student PLUS etc) all have extremely high interest rates 7-8.5%. Is this normal? Is there any other decent place where I can borrow money for a lot cheaper??

Also, should I take the loan out in my name, or my parents name? My parents will contribute less than $3000 to my education, and I will have to pay the majority of it.

Thank you

Financial Aid- Which Student Loans??

I'm not sure about the first question, except to say you should call the school to see if they can recommend some. They usually have preferred loans that they trust for their students.

Also, if you get a loan in your name, you won't have to start paying until 6 months after graduation. However, if your parents take out the loan, most likely they will have to start paying once the full amount of the first loan is disbursed. (Meaning if you have a Fall and Spring loan, they'll have to start paying the summer after that academic year.)

However, if your parents apply for a PLUS loan and are rejected, you'll be entitled to more unsubsidized Stafford money, which has a lower interest rate.

Financial Aid- Which Student Loans??

I would go with the student loans they general have low interest rates. In your name not your parents if you are over 25. Good luck

Financial Aid- Which Student Loans??

Unfortunately these interest rates are typical. They are rising. If you consolidate your loans you can stick them at this interest rate so they don't rise. These interest rates are low compared to some other loans especially if you do not have good credit.

You should take the loans out in your name. You will be able to make payments on them when you graduate. They will tailor your payment amount to the job you recieve when you graduate. No need to overburden your parents, it is your life and your responsibility now.

You can borrow money from private banks. The interest rate will depend on yours (or your cosigners) credit. You can also try sallie mae.

http://www.salliemae.com

You can try for a Parent Plus loan as well. It is an additional loan you can get. If your parents have good credit they will qualify for it. If they have bad credit they will get denied. Once they are denied you can purse this same loan under your name. Go to your financial aid office and ask about it or call your schools 1-800#.

Good Luck and Happy Education!!

Financial Aid- Which Student Loans??

i dont know your interests or details, so i will just post all that i have.

There are government loans %26amp; grants, and then there are private loans %26amp; scholarships.

try to aim for grants/scholarships more... they are not to be paid back. its confusing sometimes, but just keep applying. Scholarships usually have a 1 or 2 page application, and require an essay. Take your time with the essay, so yours stands out.

every big (and small) company you see (manufacturer, orgs, corps and groups also) all have grants and scholarships they hand out like candy. Walmart, Kmart, Target, Coke, computer companies etc etc etc

here are some links with a HUGE list of what is available. some you will need to copy and paste into a new window. also, fastweb (take the time to fill it in) will search databases and get back to you with a list of scholarships you qualify for.

Also contact all mens, womens associations in your state, they almost always have grants %26amp; scholarships. What ever field you are going into, contact the orgs, associations etc for them; Also check with professional organizations related to your career interests, such as the American Bar Association or the American Medical Association. they also always have scholarships. Research and dig, call then write. Its all worth it.

OVER apply; it doesnt hurt to have too many, and the extra funds can help with housing.

YOU WILL NEED ADOBE READER:

(yes, its free)

http://www.adobe.com/products/acrobat/re...

TESTING %26amp; PRACTICE TESTS

(SATs, PSATs, ACT, GRE LSAT, MCAT, GMAT,TOEFL, etc)

http://www.kaptest.com/college

http://collegeboard.com/splash/

http://act.org/

http://lsac.org

http://toefl.org

http://www.ets.org

http://www.gre.org

http://www.aamc.org/students/mcat

http://www.gmac.org

TURNITIN

(don閳ユ獩 copy papers, teachers/professors

DO check your papers with this)

http://turnitin.com/static/home.html

http://plagiarism.org/

INFO

NACAC %26amp; COMMONAPP

http://www.nacacnet.org/MemberPortal/

http://commonapp.org/

http://nsse.iub.edu/index.cfm

DVD TOURS OF COLLEGES

http://collegiatechoice.com/

CRIME STATS, DATA OF COLLEGES

http://ope.ed.gov/security/search.asp

SCHOLARSHIP LIST

http://scholarshipamerica.org/

http://www.lifebridge.org/gran-list-alph...

http://www.angelfire.com/nj4/njcomputerc...

http://www.chrome.org/scholarshiplist.ht...

MORE SCHOLARSHIPS, HELP %26amp; INFO:

http://apps.collegeboard.com/cbsearch_ss...

https://www.collegedata.com/cs/search/sc...

http://studentaid.ed.gov/PORTALSWebApp/s...

http://www.ftc.gov/bcp/menu-jobs.htm

http://www.finaid.org/scholarships/other...

http://www.finaid.org/otheraid/

http://www.back2college.com/library/scho...

http://www.scholarshipexperts.com/

http://www.scholarshiphelp.org/

http://www.findtuition.com/scholarships/

http://www.collegeconfidential.com/

http://college-scholarships.com/

http://www.statefarm.com/about/part_spos...

http://www.gmsp.org

http://www.gmsp.org/gmsp_web/(nb5ctd55ga...

http://www.sfa.ufl.edu:16080/scholarship...

http://www.edsf.org/scholarshipAwards.cf...

http://www.fafsaonline.com/

http://www.fafsa.ed.gov/

http://www.feea.org/

http://www.greenzone.org/

http://www.salliemae.com/

http://www.ed.gov/finaid/landing.jhtml

http://www.scholarshipexperts.com/

http://www.educationplanner.com/ss/code/...

http://www.studentawards.com/

http://www.collegeanswer.com/index.jsp

http://www.studentscholarshipsearch.com/

http://www.studentscholarshipsearch.com/...

http://www.akaeaf.org/programsandinitiat...

http://www.schoolsoup.com/

http://www.blackexcel.org/link4.htm

http://www.dellscholars.org/

http://www.thurgoodmarshallfund.org/

http://www.jackierobinson.org/

http://www.bpwusa.org/i4a/pages/index.cf...

http://www.wilsonfund.org/scholarships/s...

http://www.uncf.org/

http://www.socxfbi.org/login.asp?reason=...

http://www.finaid.org/

http://studentaid.ed.gov/PORTALSWebApp/s...

http://www.act.org/recognition/clients.h...

http://www.act.org/kfcscholars/index.htm...

http://www.kfcscholars.org/

http://www.rhodesscholar.org/

http://www.collegedata.com/

http://www.fastweb.com/

http://www.getreadyforcollege.org/gPg.cf...

http://www.policylink.org/EDTK/AH101/Fin...

http://www.hud.gov/grants/index.cfm

MISC FIELDS OF STUDY

http://www.arts.ucla.edu/support_ucla/pr...

http://www.act.org/goldwater/yybull.html

http://www.act.org/recognition/clients.h...

http://whereyouheaded.com/

http://luth.org/schools.htm

http://www.nwboatschool.org/

http://soloschools.com/

http://www.nols.edu/wmi/

http://etruscanfoundation.org/

NURSING / CNA

http://www.scholarships-ar-us.org/grants...

http://www.dar.org/natsociety/edout_scho...

http://nursingworld.org/nursecareer/edfu...

http://www.medi-smart.com/finaid.htm

http://www.discovernursing.com/nursing-s...

http://www.ncaa.org/about/scholarships.h...

http://bhpr.hrsa.gov/DSA/nsl.htm

http://www.nsna.org/foundation/

http://www.4cnas.com

http://www.choosenursing.com/

http://www.minoritynurse.com/

http://www.tylenol.com/page.jhtml?id=tyl...

http://www.straightforwardmedia.com/nurs...

http://bhpr.hrsa.gov/nursing/scholarship...

BECOMING A TEACHER

http://www.siemens-foundation.org/Teache...

http://www.aft.org/teachers/jft/becoming...

http://www.fseog.com/

http://www.childcareservices.org/ps/teac...

http://www.act.org/recognition/clients.h...

CHILDREN OF MILITARY

http://www.militaryscholar.org/about/abo...

http://www.mcsf.com/site/c.ivKVLaMTIuG/b...

http://www.vfw.org/index.cfm %26lt;-do search for 閳ユΞcholarships閳?br> http://www.milspouse.org/Educ/Fund/MilFS...

http://www.aerhq.org/education_dependent...

INTERNSHIPS

http://www.fasttrackinternships.com/

http://www.internprograms.com/

http://www.brillstreet.com/

http://ceri.msu.edu/

DEPENDENCY or NOT

http://www.salliemae.com/get_student_loa...

LOAN FORGIVENESS

http://www.pheaa.org/loanforgiveness/hea...

http://www.aft.org/teachers/jft/loanforg...

http://studentaid.ed.gov/PORTALSWebApp/s...

http://www.finaid.org/loans/forgiveness....

http://www.aessuccess.org/manage/cant_ma...

http://www.staffordloan.com/repayment/fo...

http://www.educationplanner.com/ss/code/...

STATUS OF LOAN OR AID

http://www.nslds.ed.gov/nslds_SA/

IF YOU DON閳ユ┏ HAVE YOUR PIN yet (for your loan / aid status) apply for one:

http://www.pin.ed.gov/PINWebApp/pinindex...

ESSAY HELP

http://essayedge.com/

http://www.scholarshiphelp.org/

http://www.gradesaver.com/resources/scho...

http://www.collegeadmissionsessays.com/

http://www.nataviguides.com/broke_essay....

http://www.princetonreview.com/college/a...

http://www.scholarshipessay.us/

http://www.freschinfo.com/tips-brainstor...

http://www.freschinfo.com/tips-topic.php

http://www.korepetycje.com/Essays_Articl...

GRANT SCHOLARSHIP SCAM LIST

(if you find a scam report it here too)

http://www.ftc.gov/ftc/consumer/media_ps...

http://www.actstudent.org/finaid/scholar...

LOANS

http://www.ed.gov/offices/OSFAP/DirectLo...

http://www.acteducationloans.com/

http://www.finaid.org/loans/educationlen...

http://www.financialaid.com/plus/index.c...

http://www.alternativestudentloan.com/

http://www.parentplusloan.com/

http://www.financialaidpodcast.com/about...

http://www.myspace.com/financialaidpodca...

http://www.FinancialAidPodcast.com

GRAD LOANS %26amp; SCHOLARSHIP

http://www.gradloans.com/graduate-plus-l...

http://www.gfoa.org/services/scholarship...

http://www.akaeaf.org/programsandinitiat...

DEFAULTED STUDENT LOANS

http://www.ed.gov/offices/OSFAP/DCS/inde...

CONSOLIDATE LOANS

http://loanconsolidation.ed.gov/

http://www.plusloanconsolidator.com/

http://www.salliemae.com/after_graduatio...

http://www.salliemae.com/content/private...

http://loanconsolidation.ed.gov/

TEACHER / PROFESSORS reviews, rated by students

http://www.ratemyprofessors.com/index.js...

http://teacherreviews.com/

http://pickaprof.com/

INTERNATIONAL STUDENTS

http://www.edupass.org/finaid/

http://www.irex.org/programs/grants.asp

http://ciee.org/

https://www.iesabroad.org/IES/home.html

http://www.iie.org/programs/gilman/index...

http://www.iie.org/programs/gilman/resou...

http://www.iefa.org/

http://www.iefa.org/resources/

http://educationusa.state.gov/

http://college-scholarships.com/

http://www.studyabroad.com/forum/financi...

http://www.internationalstudent.com/

http://www.internationalscholarships.com...

http://www.internationalstudentloan.com/

http://www.globalslc.com/

http://www.edupass.org/finaid/loans.phtm...

http://www.abroadplanet.com/student-loan...

http://www.salliemae.com/international/

FROM OTHER COUNTRIES

http://fordfound.org/

HISPANIC SCHOLARSHIPS

http://www.hsf.net/

http://www.scholarshipsforhispanics.org/

http://www.statefarm.com/about/part_spos...

http://www.hsfi.org/

http://scholarships.hispanicfund.org/app...

http://www.chci.org/chciyouth/scholarshi...

http://www.bpwusa.org/i4a/pages/index.cf...

Financial Aid- Which Student Loans??

Hello

I am Mr Michael Snell.The Owner and General Manager of Michael Snell's Loan Investment company.We do give out all types of loan to those in need of it.Loan to those who have been swimming in the ocean of indebtedness,to those who do have been frustrated looking for loan and turned out.Look no further come to us as we do give out loan at low interest rate of 5%.And we do have two types of loan Collateral which is the secured loan and the Non Collateral which is the Unsecured type of loan.For more informations you can contact us on msloan_lenders@yahoo.com telling me the amount you need as loan.

Await your response

Mr Michael Snell

Financial Aid- Which Student Loans??

Hello My names are Mr stevecollins i am here to inform you i now give out loan with a low interest and i am the owner of lexigton loan lender company, any one have an interest on this loan should contact us this mail STEVECOLLINS247@YAHOO.COM