Wednesday, May 26, 2010

Student loans and maintenance grants?

I'm currently doing year 1 of my accounting degree, but I'm thinking about changing my course. If I apply at the same university, but do a different degree next year, will I still receive a student loan and a maintenance grant for the next year?



Student loans and maintenance grants?

There are two sources for student loans -- the federal government and private lenders. In order to obtain most federal student loans, you will first need to file the Free Application for Federal Student Aid (FAFSA). In most%26lt;!--instances the FAFSA is required for all federal financial aid including federal student loans. Deferment options are available while you are still attending school at least half-time. There are four main federal loan programs.



http://best-loans.awardspace.com/student...



Federal loan consolidation is for students who are in repayment status or parents who wish to extend the repayment period on their current PLUS and obtain a fixed interest rate for the life of the loan--%26gt;you can combine all of your eligible federal student loans into one loan with a Federal Consolidation Loan. Consolidating also locks the interest rate you pay on your loan.

Private student loans in philippines?

is there anyone here in philippines who offers a private loan for a student like me? i am willing to sign a contract and pay back the loan with the interest after graduation or even after 2 years. i just badly need money to continue my college education..?



Private student loans in philippines?

I think you should apply a scholarship grant to the school in your area. I think they might help you with that. Good Luck!

Question about private student loans?

I have already applied for one private student loan but was only approved for half of the amount that I applied for (with a co-signer). would it be worth it to apply for another private student loan with another company for the remaining amount?



Question about private student loans?

Yes, it would be worth it IF you are unable to cover your tuition and books. Do not take out the maximum amount offered or take extra loans to live on if you can help it. This is how I have gotten so far into debt.



If you can turn down the first offer in favor of the second, as long as the interest rates and other terms are comparable, this might be your best option. Just don't take out more than you need.



Question about private student loans?

Thank you for your insight K%26amp;J. Report It

Guaranteed student loans?

Anybody know of any student loan programs that are not based on need? I'm an adult student, totally independent, but of course don't make enough money to pay for school. Thanks!



Guaranteed student loans?

You can apply for stafford loans or private loans within your school.. go to the Financial Aid office and they should be able to help you out.



Guaranteed student loans?

www.fafsa.ed.gov



Guaranteed student loans?

Once, you complete that fafsa form then you can get student loans, need-based (subsidized) if your eligible and non need-based loan (unsubsidized) ( for the rich people)



Guaranteed student loans?

Aint nothing guarantted, but try Sallie Mae



Guaranteed student loans?

The federal Stafford loan is the most widely used student loan in the country and is not need-based. More info on stafford student loans at http://www.salliemae.com/get_student_loa...



You also want to fill out your FAFSA (www.fafsa.ed.gov) and speak to your financial aid office.

Student Loans through banks.?

Can anybody tell me how to go about signing up for a student loan through a bank. Please not FAFSA. they require my parents tax info and i'm 19 i live alone, take care of myself. And both parents are not involved in my life financially. Please HELP ME!



Student Loans through banks.?

Here are a few websites...



Studentcaptial.net



salliemae.com/ctl



educationmaximizer.com/loan



http://www.bankofamerica.com/weblinking/...



You may have to find a co-borrower based on your credit. However many student loan programs don't require it because of the type of applicants they receive. In other words...they understand that you are a student and are going to school for a reason.



Good luck!



Student Loans through banks.?

How good is your credit? Most loans through banks require a credit history check and some even require employment verification (W2's, recent pay stubs, etc.). A good website for comparing alternative/private loans is www.estudentloan.com. My best suggestion though is to speak with your financial aid office. They are a wealth of knowledge in this area.



Good luck to you.

Default student loans?

i have a defaulted student loan and i want to go back to school. is loan consolidation a good idea and will it enable me to go back to school and also get financial aid?



Default student loans?

If you have a Federal Student Loan that is in Default status you will not be able to Consolidate your Federal Student Loans and you will not be able to take out additional Financial Aid for school until your account has been brought into good standing.



Your account can be brought back into good standing through a number of ways, one of which is by making six agreed upon monthly payments over a six month period. Once you have been put back into good standing with your Federal Student Loans you are eligible to receive aid once again you must continue to make timely payments to maintain your eligibility or else it will be permanently lost until the debt is paid in full.



Loan Rehabilitation Programs are also available to help you get your Defaulted Student Loans back in good standing giving you the ability to take out more funds if you decide to go back to school. For more information on getting your Federal Student Loans out of Default status please visit the source below.



Default student loans?

it is now easy to restore your eligibility to receive additional Title IV federal financial aid. Basically, your options are:



* Repay or satisfy the loan in full.



* Make six agreed-upon monthly payments over a six month period. Your payment amount must be approved in advance by the Department. Every qualifying payment must be timely (received before the due date) and you cannot make all six payments as a single lump sum payment. Once your eligibility to receive additional federal financial aid has been restored after making six consecutive monthly payments, you must continue to make timely monthly payments to maintain your eligibility or else it will be permanently lost until the debt is resolved entirely. In other words, you may qualify for this program only once.



Default student loans?

no

Student loans that don't accumulate interest until after graduation?

I may have heard wrong, but a friend of mine had mentioned something about a student loan that didn't accumulate interest until after his graduation. Any one ever head of this?



Student loans that don't accumulate interest until after graduation?

Yes. This is called a %26quot;subsidized loan%26quot; where the government pays the interest while you are in school up until 6 months after you graduate. There are %26quot;subsidized%26quot; stafford loans and %26quot;unsubsidized%26quot; stafford loans.



Subsidized loans are awarded based on financial need. You will not be charged interest before you begin repayment or during periods of deferment. The federal government %26quot;subsidizes%26quot; (or pays) the interest during these times.



Unsubsidized loans are not awarded based on financial needs. Any eligible student can take out Unsubsidized Stafford Loans. You will be charged interest from the time the loan is disbursed, to the time the loan is repaid in full.



More help:



http://www.finaid.org/loans/studentloan....



Student loans that don't accumulate interest until after graduation?

yeah, i thought it was not until 6 months after graduation



Student loans that don't accumulate interest until after graduation?

Your friend may have been thinking about subsidized vs. unsubsidized student loans. The interest on subsidized loans is paid by the government while you're in school.



Subsidized loans are determined by need (sorry, you don't get to choose them!), and you can only get a certain amount in them each year. Most people have a combination of subsized %26amp; unsubsidized.

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